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Smarter Funding Starts Here.

Data-driven solutions that match your business with the right capital—quickly and transparently.

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What We Offer

At Unity Finance, we provide fast, flexible funding solutions for U.S. based businesses of all sizes.

We offer a full suite of business funding solutions, including:

Lines of Credit (LOC)

Our most popular product for flexible access to working capital

Equipment Financing

Up to 100% coverage, terms up to 7 years

Working Capital Loans

Keep your business running smoothly with short-term liquidity

Term Loans

Fixed payments over 5–10 years for long-term projects

Invoice Factoring

Unlock cash tied up in outstanding invoices

Commercial Mortgages

Funding for property purchases or refinancing

Bridge Loans / A/R Loans (3–24 months)

Short-term solutions to cover immediate cash needs

Debt Consolidation

Streamline multiple debts into one manageable payment

Our Core Products (98% of Client Requests)

Lines of Credit (LOC)

Working Capital Loans

Equipment Financing

Bridge Loans

Why Us?

Data-driven solutions that match your business with the right capital—quickly and transparently.

Flexible Options

Funding solutions for every stage of growth.

Expert Support

Guidance to help you secure the best terms.

Fast Approvals

Most decisions made within 24–48 hours.

Transparent Process

Clear terms, no hidden fees.

Nationwide Service

Funding available for businesses across the U.S.

Apply Now!

Getting the right funding for your business should be simple. Our process is fast, transparent, and designed to help you access capital with confidence.

1. Apply Online

Complete a quick, no-obligation application. Tell us about your business and your funding goals — it only takes a few minutes.

2. Review Your Options

We’ll match you with the most suitable funding solutions based on your needs and qualifications. Our team walks you through each option so you can choose what works best for you.

3. Get Funded

Once approved, funds are typically available within 24–48 hours — helping you move fast and focus on what matters most: growing your business.

Industries We Work With:

We understand that every industry has unique challenges and opportunities. That’s why we provide tailored funding solutions designed to keep your business moving forward, no matter what field you’re in.

Construction

  • Finance equipment purchases, payroll, and large projects
  • Flexible funding to manage seasonal demands and long-term contracts

Healthcare

  • Capital for expanding facilities or purchasing medical equipment
  • Fast funding to manage cash flow and operational costs

Transportation & Trucking

  • Financing for fleet purchases, repairs, and fuel expenses
  • Revenue-based options aligned with your cash flow cycles

E-Commerce

  • Grow your inventory, marketing, and fulfillment operations
  • Quick approvals so you never miss a growth opportunity

Restaurants & Hospitality

  • Funding for renovations, equipment, or day-to-day operations
  • Flexible repayment terms that fit your seasonal revenue

Manufacturing

  • Support for machinery, raw materials, and production expansion
  • Short- or long-term funding tailored to your production needs

Professional Services

  • Financing for office expansion, staff hiring, or business development
  • Flexible capital solutions to help you scale with confidence

And Many More!

  • From retail to real estate — we help businesses across industries get the capital they need to grow.

Frequently Asked Questions

How quickly can I get funding?

Funding is usually available within 2–3 business days, and some approvals happen the same day.

How much funding can I get?

Your eligibility depends on your revenue, cash flow, and financial profile. A quick review will show your options.

Will applying affect my credit?

No. We use soft credit checks, so your credit score won’t be impacted.

Are your programs traditional loans?

Our solutions are flexible and tailored, different from standard loans or merchant cash advances.

Do I need to provide collateral?

Some options are unsecured, while others may require assets. We match the solution to your business needs.

What documents do I need?

Typically, we only need recent bank statements and basic business info. Additional documents may be requested depending on the funding type.

Application Form

Fill out the form below, and one of our funding specialists will contact you to discuss the best financing options for your business.

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